Opportunity Information
1
Bank/ Digital Bank/ Microfinance Bank/ Financial Institution
Early Career
Regular/ Full Time
On- Site (Fixed Location)
Karachi
The Role
Raqami Islamic Digital Bank is hiring a Junior Data Scientist in its Data Science department to support machine learning, automation, credit risk modelling, credit scoring and AI solutions.
•Analyze business, customer and operational data to identify patterns, trends, exceptions and actionable insights •Clean, transform, combine and validate structured data from approved sources using Python, SQL and Excel •Assist in developing, testing and improving supervised machine learning models under senior team guidance •Support the development, validation, monitoring and improvement of credit risk models and credit scoring solutions, including scorecard development and documentation •Develop automation scripts, Power Automate flows and simple bots that reduce repetitive manual work •Prepare reports, dashboards and performance tracking views for business and technical stakeholders •Support proof-of-concepts involving large language models and emerging AI capabilities, subject to data privacy, security and governance controls •Present findings in clear business language and collaborate with stakeholders to refine requirements •Maintain organized code, working papers, assumptions, data definitions, model results and handover documentation
Applicants General Eligibility & Requirements
•Persons with disabilities are encouraged to apply
3+ years
Education, Experience and Skills Requirements
- Bachelor 16 Years: Computer Science, Artificial Intelligence, Software Engineering, Data Science, Statistics, Mathematics
3+ years of relevant professional experience in data science, analytics, machine learning, credit risk modelling or credit scoring may be considered Preferred: Practical exposure to developing, validating or monitoring credit risk models or scorecards
Python, Pandas, NumPy, Scikit-learn, SQL Server, Microsoft Excel, Credit Scoring, Power Automate, Communication
Preferred: Power BI, Git
About the Employer
Raqami Islamic Digital Bank